Our audience loves to travel to Baja by car. And one thing we hear come up a lot is how to handle car insurance. Short answer, you need to get Mexican insurance. We recommend Baja Bound Insurance, because we’ve known them for over 10 years, and we actually got into an accident on a film trip in 2019 and they saved the day. They are also just really helpful and answer many questions about Baja travel.
“Why additional coverage in Mexico” you ask? If you get into an accident, you need to have Mexican issued car insurance to prove financial responsibility to Mexican authorities when they arrive onto the scene. Mexican law requires you to have Mexican car insurance. From our investigations, and what we hear from american travelers and expats, you will likely go to jail until you pay to repair all damages and medical expenses if you don’t have insurance. It gets scary when you read and hear the stories of drivers without insurance. And if you injure somebody, it can get really bad. Please just bite the bullet and get covered for your trip!
We also collaborated on a series of videos to help you get back across the border at San Ysidro after your trip to Baja: